Understanding Property Taxes in Texas — What Homeowners Need to Know in 2025 Property taxes in Texas are the primary source of revenue for school districts, cities, counties, parks, community colleges, hospitals, municipal utility districts (water, sewage, roads, etc.) — you name it.Since Texas has no state income tax, local property (and sales) taxes take up much of the “tax pie.”Because these taxes are ad valorem  — “in proportion to the estimated value of the goods or tran

Fall in North Texas is a season of Friday night lights, pumpkin patches, and community festivals—but it’s also the perfect time to get your home ready for the months ahead. Whether you’re planning to sell soon or just want to protect your biggest investment, here are five smart homeowner moves you can make this September. 1️⃣ Refresh Your Curb Appeal Your landscaping doesn’t have to take a break just because the temps cool down. Add pops of color with seasonal flowers like mu

Short version:  A VA assumable loan lets a buyer take over a seller’s existing VA mortgage— same rate, same remaining balance, same time left —with the servicer’s approval. Non-veterans can assume a VA loan, but the seller’s VA entitlement  may stay tied up unless a qualified Veteran buyer substitutes their own entitlement. There’s usually a 0.5% VA assumption funding fee  at closing, plus normal closing costs.   Benefits Veterans Affairs Why VA assumptions matter right now I

Short version:  An assumable loan lets a buyer take over a seller’s existing mortgage— same rate, same remaining balance, same time left —with the lender/servicer’s approval. In a high-rate market, that can mean a much lower payment  for the buyer and a powerful marketing advantage  for the seller. Not every loan type is assumable, and the equity gap  (price minus loan balance) is the big hurdle. What is an “assumable” mortgage? An assumable mortgage allows a new buyer to ste

If you’ve been watching the housing market with one eye open, waiting for the perfect  time to buy, you're not alone. With so many...

📉 What a Buyer’s Market Means for Sellers in Frisco, TX (And How to Stay Ahead) You’ve probably heard the buzz — we’re officially in a...